6.04% p.a.
6.06% p.a. comparison rate. Owner-occupied P&I, up to 60% LVR.
Quick numbers before the deeper conversation.
Use the calculator hub to estimate repayments, borrowing power, refinance savings, stamp duty and budget position before speaking with a broker.
Rates by LVR
Check current home loan rate examples.
Use these rates as a guide, then enter your property value and loan amount to estimate the matching LVR band and repayment.
6.09% p.a.
6.08% p.a. comparison rate. Owner-occupied P&I, up to 70% LVR.
6.19% p.a.
6.08% p.a. comparison rate. Owner-occupied P&I, up to 70% LVR.
6.14% p.a.
6.16% p.a. comparison rate. Principal and interest, investment, up to 60% LVR.
Search by LVR
Enter the property value and loan amount to estimate the matching variable rate band.
Estimated LVR60.0%
Rate band6.04% p.a.
Comparison rate6.06% p.a.
Monthly repayment
$0
Estimate only. Fees, rate changes and lender assessment can change the result.
Rates sourced from Macquarie Bank for new loans and last checked 02 September 2026. Rates are a guide only and can change; lender approval, loan purpose, LVR, borrower profile, property type and current lender policy apply.
Repayments calculator
Estimate repayments from purchase price, deposit, loan amount, LVR and upfront government costs.
Servicing calculator
Estimate borrowing power from income, expenses, existing debts and an assessment buffer.
Construction calculator
Estimate total project cost, required loan and interest-only cost during a staged build.
Progress payments and monthly interest-only estimate
Shows a 12-month total estimate: month 1 allows for land holding and council approvals before the first build payment, then months 2 to 12 use standard progress-payment stages with separate land/build interest.
Land interest$0
Build interest$0
Total interest$0
MonthStageProgressLand IOBuild IOTotal IO
Refinance calculator
Compare current and new repayments, estimate monthly savings and rough break-even timing.
Stamp duty calculator
Estimate broad stamp / transfer duty and common title registration fees across Australian states and territories.
Estimated monthly repayment
$4,043
Principal and interest estimate only. Fees, offsets, lender policy and actual assessment rates can change the outcome.
Fortnightly
$1,866
Weekly
$933
Transfer registration
$0
Mortgage registration
$0
These calculators are general estimates for planning conversations only.
All calculators
Choose the calculator you need.
Use the quick tools below for repayments, borrowing power, refinance, stamp duty, budget planning, tax, personal lending and car or equipment finance.
Home loans
Mortgage repayments calculator
Estimate weekly, fortnightly or monthly repayments from loan amount, rate and term.
BorrowingBorrowing power calculator
Estimate broad borrowing capacity from income, expenses and debts.
RefinanceRefinance calculator
Compare current and new repayments, savings, costs and rough break-even timing.
Buying costsStamp duty calculator
Estimate transfer duty and registration costs by state, price and buyer type.
BuildConstruction calculator
Estimate land, build, contingency, loan amount and interest-only construction costs.
BudgetBudget planner
Plan income, expenses, debts and savings before applying for lending.
IncomeIncome tax calculator
Estimate broad tax and net income for planning conversations.
Personal loansPersonal loan calculator
Estimate personal loan repayments based on amount, rate and term.
Asset financeCar and equipment calculator
Estimate repayments for vehicle, equipment or asset finance.
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